Image of dog with text overlay - escrow & title.

Escrow and Title – What Are They?

Escrow and title are essential components of real estate transactions. Escrow involves a specialized bank account that securely holds transaction funds, while title refers to legal ownership of a property, ensuring it’s free from liens or disputes.

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Dog contemplating the meaning of Point of Sale Ordinances, sitting at an office desk in front of skyscrapers in background.

What is a Point of Sale (POS) ordinance? 

Point of Sale (POS) ordinances are city-mandated property repair regulations that ensure safety and environmental health during real estate transactions. While they serve essential purposes in protecting buyers and maintaining community standards, compliance can pose financial burdens and disproportionately impact lower-income property owners.

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Dog contemplating the meaning of "underwriting" at a computer screen.

What is “Underwriting” in Real Estate?

Underwriters in real estate play a pivotal role in assessing borrowers’ financial information and creditworthiness to determine their eligibility for mortgage loans, ensuring sound financial decisions and borrower’s ability to repay.

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