Think About Housing as You Age

As we age, the desire to live independently in our own homes becomes increasingly important. A recent study found that 88% of 50-80-year-olds believe in the importance of staying in their homes for as long as safely possible, but it’s essential to consider various factors like healthcare access, safety, social interaction, and home modifications when planning for aging in place.

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Image of dog with text overlay - escrow & title.

Escrow and Title – What Are They?

Escrow and title are essential components of real estate transactions. Escrow involves a specialized bank account that securely holds transaction funds, while title refers to legal ownership of a property, ensuring it’s free from liens or disputes.

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Dog contemplating the meaning of Point of Sale Ordinances, sitting at an office desk in front of skyscrapers in background.

What is a Point of Sale (POS) ordinance? 

Point of Sale (POS) ordinances are city-mandated property repair regulations that ensure safety and environmental health during real estate transactions. While they serve essential purposes in protecting buyers and maintaining community standards, compliance can pose financial burdens and disproportionately impact lower-income property owners.

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business cat working at his desk, advises us to read the article about the insurance crisis in California.

Our California Insurance Landscape is Changing

The current insurance crisis in California is creating significant challenges for new homeowners, with major insurance companies withdrawing from the market. As the pool of insurers shrinks, the cost of owning a home could rise, potentially impacting the affordability of insurance premiums for buyers.

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dog looking at a chalkboard that says pest inspections.

Pest Inspections: Why They Matter

A professional pest inspection is crucial for protecting your property and your wallet. By identifying and addressing issues like termites, dry rot, and other pests early on, you can prevent severe structural damage and maintain a safe and healthy environment for years to come.

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Dog contemplating the meaning of "underwriting" at a computer screen.

What is “Underwriting” in Real Estate?

Underwriters in real estate play a pivotal role in assessing borrowers’ financial information and creditworthiness to determine their eligibility for mortgage loans, ensuring sound financial decisions and borrower’s ability to repay.

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Brown dog thinking hard about all the aspects of a home inspection.

What is a Home Inspection and Why Does it Matter?

Imagine you’ve finally found the home that checks all the boxes on your wishlist. It has the right number of bedrooms, a great chef’s kitchen, and a backyard with fruit trees. But before you sign on the dotted line, there’s another step to take that ensures you’re making a sound investment -– a home inspection.

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